*To qualify for one monthly auto payment credit of up to $500, a new Prosper, Prosper with Savings, Select, or Simply Checking account must be opened with an initial deposit of at least $250 on or before December 31, 2024. The new account must be opened with money not currently on deposit at Westfield Bank, FSB, and a monthly direct deposit or recurring ACH debit/credit must be established. The reward will be credited to your checking account within 10 days of account opening and after the required minimum opening deposit is made. There is a limit of one reward per household (same address). The value of the reward will be reported to the IRS as interest income. Your account must remain open for 180 calendar days, or the amount of the reward will be deducted from the account at closing. Annual percentage yields (APY) are accurate as of October 1, 2024. Variable rates may change at any time without notice. Offer available to Ohio residents only. Individual account terms and conditions apply. This offer is not available to individuals who have received a reward from Westfield Bank in the last 12 months. Fees could reduce earnings on this account. This invitation is subject to change or cancellation at any time without notice.

**To obtain the higher APYs in the Prosper Checking account, you must meet 3 qualifications: 1) Have at least 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle; 2) Have at least 1 direct deposit or automatic payment post and clear within a qualification cycle; AND 3) Enroll in online banking and receive electronic statements to a valid e-mail address. Prosper Checking with Savings also requires an active Prosper Savings to qualify for a higher rate. Should you choose to close your Prosper Savings account, the APY you will earn on your Prosper Checking account will revert to 0.50% APY. Non-qualifying accounts will earn 0.01%/0.01% APY on all balances. The qualification cycle begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. This statement cycle ends on the 25th of each month. If the 25th falls on a weekend or bank holiday, the statement cycle would end on the previous business day. An individual business determines the timing of processing of its POS transactions. Therefore, the bank has no control over the date items post to an account.